Banking & Finance

Increasing complexity requires sharp decisions

Banking & Finance is evolving rapidly. New forms of financing, stricter regulation and international influences follow one another in quick succession. You need to know how to remain compliant while making the most of opportunities.

Our service

New structures bring new challenges

Developments such as alternative financing models and increased supervision are reshaping the market. European regulation continues to expand, affecting not only financial institutions but also their clients. This raises a key question: how do you stay compliant while moving forward?

At the same time, financing structures and restructuring practices from the United States and the United Kingdom are increasingly reflected in the Netherlands. This requires a clear understanding of both legal frameworks and market practice. Making the right decisions in this context is essential.

Multidisciplinary expertise in a complex market

Our Banking & Finance team has a strong position in the legal market. We take the time to understand your business and work closely with other practice groups, including our notarial and restructuring teams, as well as with international firms.

This enables us to provide integrated, multidisciplinary advice that is legally sound and works in practice. Always sharp. Always focused on your business.

Our expertise

Financial law
Financial litigation
Financing and security

Who do we work for?

We work for national and international organisations of varying size and complexity. This includes financial institutions such as banks, insurers and pension funds, as well as investors, leasing companies and fund managers.

We also support companies in refinancing and recapitalisation processes and assist a broad range of borrowers. Not sure whether your organisation is in the right place with us? We are happy to explore this with you.

Committed & to the point

Our team Banking & Finance

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Testimonials

Chambers: Client testimonials

“The lawyers at VBK are super proactive. They understand the playing field in which we operate and inform us about it.”

“VBK adds value to our business by providing clear, straightforward support, thinking along with us and sharing its knowlegde.”

“VBK demonstrates strong accessibility, a pragmatic approach to problem-solving and a professional, business-oriented mindset.”

“VBK has comprehensive expertise in a wide range of financial matters.”

Band 4, Chambers Europe 2026

    Track record

    Recent cases Banking & Finance

    Advising on market access and new legislation (including PSD3/PSR, CCD2 and DORA)
Acting in litigation concerning termination of client relationships, payment fraud, sanctions issues and duties of care
Assisting with the refinancing of real estate and bond financing for corporate clients
Reviewing the capital structure of an international group

Testimonials

Legal500: Client testimonials

“High level of expertise in banking law, banking supervisory law and FinTech. The team possesses experience in cross-border matters and has a good network in the local market.”

“Dennis Apperloo is an absolute expert in banking law. Our collaboration has always been perfect.”

“The team is very strong in turning their extensive knowledge and wisdom into practical understandable solutions or advice.”

“Pragmatic and quick to respond.”

“Dennis Apperloo has excellent knowledge of civil law and gave us good, usable and practical, hands-on advice on drafting a new mortgage deed.”

“Frank Richel is a good solicitor. He is modest, experienced and able to assess legal issues well.”

“Very knowledgeable with a customer-focused and down-to-earth approach.”

“Frank Richel is very pleasant to work with. easy to approach, thinks practically in finding solutions for challenges our company is faced with.”

“Very pragmatic and fair pricing.”

Legal500, EMEA 2026 edition

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